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WHO WE ARE

A leader in full-service digital automotive finance

A BVI business company registered in the British Virgin Islands on October 24, 2023, it has precisely anchored the field of automobile financing services in the wave of financial technology and is committed to reshaping the traditional automobile financial landscape with innovative technologies.

The company relies on its self-developed advanced digital platform, deeply integrates big data analysis, artificial intelligence algorithms and blockchain distributed ledger technology, and builds a highly intelligent, automated, safe and reliable automobile financial service system.

Compliance Supervision

Subject to US MSB financial supervision

In 2024, the company adjusted its strategy, moved its operational headquarters to the United States, and obtained the US MSB financial license

Why choose FINPACT LIMITED

Putting our clients at the heart of everything we do defines our approach to collaboration
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Its professional financial team is composed of elites with profound academic backgrounds and rich experience in world-renowned financial institutions. They have a precise understanding and judgment of the financial market.

The diversified auto finance products launched cover the entire automotive industry chain, from personalized solutions for car purchase financing, to various flexible forms of leasing financing, to efficient funding solutions provided by supply chain finance for upstream and downstream enterprises, all of which reflect its deep insight into market demand and innovative capabilities.

Choosing FINPACT LIMITED means choosing a company that excels in professional financial capabilities, business innovation, and market layout, laying a solid foundation for its development and success in the field of auto financial services.

Our Team

People who make magic happen in our company, people who believe in and build the future.

Company Development History

Look what we have accomplished

Strategic launch: Insight into the trend of auto finance reform, establish an auto finance division, and anchor the track
Team building: Start recruiting global elites and build a "finance + industry + technology" composite team
Market research: Use data modeling and field research to lock in the two major tracks of used car finance and new energy installment
Resource layout: Establish cooperation intentions with 6 leading auto companies, access third-party evaluation agencies, and build a business ecosystem

Entity registration: Complete registration in the British Virgin Islands and build a global legal framework
Architecture upgrade: Adopt matrix management, formulate standardized operation manuals, and ensure efficient operation
Technology research and development: Cooperate with AWS to develop a microservice platform and conduct key technology verification such as smart contracts
Ecological cooperation: Participate in industry summits, introduce OpenAI technology, and explore blockchain application scenarios

Cross-border business breakthrough: the first cross-border new energy financing lease was implemented (European car companies × Southeast Asian shared travel), blockchain technology shortened the cycle by 40%, and the bad debt rate was 0.3%
Capital and strategic layout: completed US$8 million in financing, and the funds were used for technology research and development (40%), talent development (30%), and market expansion (30%). The headquarters moved to New York and connected with international financial institutions to establish cross-border capital channels
Regional business expansion: Asia: second-hand car mortgage financing, car dealer capital pool services, Middle East: water-soaked car recycling and processing, refurbished export + parts remanufacturing, Europe: new energy supply chain order financing, accounts receivable coordination
Compliance system construction: obtained the US MSB license, deployed AI anti-money laundering system and blockchain KYC. The global intelligent compliance platform is connected to multiple regulatory interfaces in real time